Wednesday, November 16, 2011

Ohio-based Dumbaugh Insurance Agency Taken Over by Pennsylvania-based Keystone Insurers Group




Northumberland, Penn.-based keystone insurers Group has added a new franchise partner in Mount Vernon, Ohio. Dumbaugh Insurance Agency has become Keystone’s 28th franchise partner in Ohio.

Keystone stated that through the new partnership, Dumbaugh Insurance Agency will now have more resources of a large brokerage firm and yet still remain independently owned and managed.


The 72-year old Dumbaugh Insurance Agency offers personal, commercial and employee benefit products in seven states.

A group of independent agencies founded Keystone Insurers Group in 1983, 28 years ago.  It is owned by several franchise partners and employees in Pennsylvania, North Carolina, Virginia, Indiana, Ohio, Kentucky and Tennessee. Each of these partners is an independent agency.
In 2003, Keystone expanded outside of Pennsylvania into the state of North Carolina. Due to its success, KIG further expanded to Virginia in 2005, and to Indiana in 2006. KIG has very aggressive plans for expansion into several other states.
Today, Keystone continues to prosper through maximizing its sales volume. It attains this by enhancing business reputations in their communities by means of adding services that stand alone Independent Insurance Agencies are unable to duplicate.

Keystone, with its property/casualty premiums exceeding $1.4 billion, ranks fifth on Insurance Journal’s 2011 list of privately-held property/casualty agencies.

Friday, November 11, 2011

Cybersurance for Small Businesses – Utica National

In a span of five years between 2005 and 2010, an estimated value of 350 million cases were reported because of information rupture and data breaches alone. The figure covers reports on data, privacy and security infringement by cyber-criminals circulating in the web, accessing sensitive and private information of companies, as well as data exposure from stolen laptops, thumb-drives, flash disks and other mobile data storage devices.


The Utica National Insurance Group is a dynamic insurance organization which caters a wide range of top quality commercial and personal coverage. The firm is well recognized for its various specialized markets which include coverage for the Graphic Communications industries, and Errors and Omission coverage for insurance agents and brokers.

Utica National Insurance Group, together with its independent insurance agents representing the firm recently launches coverage for small businesses in cases of a data, privacy or security breach. The company introduces to the insurance market its new Cybersurance endorsement. This will give protection and security to businesses comprised of 25 employees or even fewer on commercial package policies (CPP) and business owner policies (BOP). The coverage is also made available for independent online car insurance agents themselves by means of Utica’s Agents’ error and omission insurance program.

Together with Identity Theft 911, a consultative provider of risk management risk of identity and data, resolution and education services, Utica National tied partnership to provide businesses with services regarding threats on data breaches which covers services before, during and after a breach. These advantages include incident response planning, breach severity assessment, assistance with notifications and meeting federal and state regulatory requirements. All of these protect the business as well as the consumers.

Matt Cullina, the Chief Executive Officer of Identity Theft 911, said that cyber targets no longer attack influential and big businesses because cyber-criminals can penetrate easier on the system of small and midsized companies which are unprepared and unprotected.